Ein Sparschwein steht auf einer Holztreppe

Financing your studies


A degree course is an investment in your future. However, depending on your personal circumstances, financing it can be a challenge. Options for financial support include BAföG, scholarships, a student loan or a part-time job – whichever suits your situation best. Apart from the costs of living and study materials, there are generally no fees to pay in Baden-Württemberg. However, you will need to pay the semester fee.

Tuition fees


Once you have enrolled, you will need to pay the semester fee for the first time. This fee is payable again at the start of each semester when you re-register to continue your studies. This fee comprises various components and includes, for example, the contribution to the Karlsruhe Student Services Organisation. The fee currently stands at around €210.

In addition to the standard semester fee, tuition fees may apply depending on your individual circumstances and degree programme. You can find the deadlines, amounts and breakdown of your fees on the degree programme page and the page relating to your re-registration.

On the website of the Studierendenwerk Karlsruhe, you’ll find comprehensive information on financing your studies, as well as on all other topics relating to university life.

Nicolas Huss Head of the Student Services Centre

BAföG


Student finance under the Federal Training Assistance Act (BAföG) is probably the best-known form of support. You will receive a loan, only part of which you will need to repay once you have completed your studies. 

The application office responsible for our university is the BAföG Office of the Studierendenwerk Karlsruhe. You submit your application for BAföG directly there, and if you have any questions, this office will be happy to help. For an initial BAföG application and the first semesters of your studies, proof of enrolment is usually sufficient. Your certificate of enrolment, which you can access via the e-portal, meets the required criteria.

Not everyone is eligible to receive BAföG; certain conditions apply. However, if you are not eligible, there are still other ways to finance your studies.

Scholarship


A scholarship is a form of student financial support whereby government bodies, foundations or companies provide funds that you can use towards your studies. “The Successful Path to a Scholarship” is a free guide containing all the information you need on this topic.

The scholarship portal www.mystipendium.de lists over 1,200 financing opportunities, systematically categorised according to 34 eligibility criteria, such as field of study, parents’ occupation or the applicant’s background. Based on these criteria, the portal shows you which scholarships match your individual profile.

On the ‘Stipendium Plus’ page, you can view the various financing opportunities provided by the organisations for the promotion of gifted students, which are funded by the BMBF (Federal Ministry of Education and Research). Each of these organisations also has a designated contact person at our university. Please feel free to enquire about this at our Central Student Advisory Service.

The Stipendienkompass team regularly offers online seminars and provides an overview of the various opportunities available.

The search engine on the KISSWIN internet portal allows you to search specifically by type of financing (scholarships for undergraduates, postgraduate scholarships, awards, etc.), research areas or regions. The information is updated daily. The ELFI database also allows you to search for student scholarships free of charge. 

Other options


  • Student loans

    Students at an advanced stage of their studies have the option of receiving financial support in the form of an education loan. This loan is granted independently of BAföG and applications can be made to the Federal Office of Administration. It amounts to up to 300 euros per month for a maximum of 24 months, at a fairly favourable interest rate.

    The German Government’s Education Loan Programme
  • Deutsche Bildung Study Fund

    The Deutsche Bildung Study Fund provides you with money to cover living costs and tuition fees. Once you have successfully established yourself in your career, you repay a portion of your income to the Study Fund.

    Deutsche Bildung Study Fund
  • Benefits such as housing benefit and child benefit

    The Karlsruhe Student Services Organisation provides comprehensive information on state financial support for living costs, whether you have children or not.

    The Studierendenwerk’s topic pages
  • Job board

    If you’re looking for a part-time job whilst studying, the Studierendenwerk’s job board is here to help. Departments and other units at our university also regularly seek student and research assistants. You can find these vacancies on the noticeboard on our Stud.IP learning platform.

    The Studierendenwerk’s job board

Updated on 25 September 2026 by Study Service Centre